Privacy Policy — Auto Loan Extra Payment Check

Privacy

Effective date: October 9, 2026

Auto Loan Extra Payment Check is a local-first app for comparing car-loan payment records with source-backed loan terms.

Data the app may process

When you choose to import or scan documents, the app processes loan agreements, payment dates and amounts, principal, interest, fees, balances, source page images, on-device text extraction, calculation results, and evidence links needed for your checks.

Where data is stored

Documents, recognized text, check history, and results are stored locally within your iPhone app's protected storage. No user account or developer-hosted document service is required.

If you have iCloud Backup turned on for this device, or you back up this device to a computer, this locally stored data may be included in that backup, the same way it would be for any other app on your device. Those backups belong to you; we do not access, receive, or have any visibility into them.

Data transmission

The app does not upload loan documents, extracted details, or audit results to a developer server, and it does not include developer analytics, advertising, or tracking SDKs. Apple processes purchases through the App Store's StoreKit system under Apple's applicable terms and privacy policy. The app does not request bank account login credentials.

Exports

If you choose to share an available correction summary, iOS presents the system Share Sheet. Files or text are sent to the destination you select; that destination may have its own privacy practices. Sharing is not automatic.

Deletion

You can delete a saved check, including the source documents and results stored for that case, using its deletion control. Deleting the app may also delete locally stored data unless it is preserved through your own device backup.

Third-party software

The current app uses Apple's iOS frameworks for local documents, text recognition, and in-app purchases. It does not include third-party analytics or advertising SDKs.

Children

This utility is intended for people reviewing their own loan records, not as a service directed to children.

Changes

If the app later adds accounts, cloud sync, analytics, collaboration, payments, or other network services, this policy will be updated before those features are released.

Contact

Support and privacy contact: fivechaoice@gmail.com. Please do not include sensitive financial documents in an initial message.